Save Money and Energy


Save Money and Energy

The actions that are best for the planet are also best for our pocketbooks! Improving the efficiency of your home is often the most cost-effective way to save money on energy.

Do It Yourself:

Check out CUB's energy efficiency tips and our energy conservation rebate and discount finder below. All major gas and electric utilities in Minnesota are required by law to offer programs to help their customers save energy and money – such as free low-flow showerheads or rebates on air sealing, insulation, and efficient appliances.

Select your utility here to find out what rebates and deals are available to you:

(Note that conservation programs for business customers are sometimes on a separate website.)

Home Energy Audit:

For an in-depth review of energy efficiency measures needed in your home, consider a home energy audit. Customers of many utilities can get audits at a deep discount or even free.

Weatherization Assistance Program (WAP):

The Weatherization Assistance Program (WAP) provides Energy Assistance-qualified households the funds to make their home more energy efficiency and lower their utility bills long term.

Energy Assistance:

The Energy Assistance Program provides financial help to income-qualified households for covering natural gas and electric bills. Energy Assistance is available on a first-come, first-served basis each heating season to households with at or below 50% of the state median income. Find out details and how to apply from the State of Minnesota.

Use our energy assistance finder to help find your service provider by county or tribal government.


Cold Weather Rule:

If you get behind on your bills, your heat can be shut off during the winter months. Payment plans can be established at any time during the Cold Weather Rule season which is in effect from October 15 until April 15. In addition, different payment plans are available based on household income and natural gas or electric utility company. If you have trouble arranging an acceptable payment plan with your utility, contact the Public Utilities Commission Consumer Affairs Office for assistance at 800-657-3782 or

Electricity and gas affordability programs:

Income-qualified households in many areas can receive discounts on their electric or gas service through their utility. Xcel Energy has PowerOn and Gas Affordability programs, CenterPoint Energy has a Gas Affordability Program, Minnesota Power has a program called CARE, and other utilities run their own programs. Each utility’s program is different, so contact your utility to find out if you qualify, what the program offers, and how to apply.

Tax-free heating fuel:

The primary fuel that you use to heat your home is exempt from taxes from November through April under Minnesota law. You can see whether taxes are being charged by looking at your monthly bill, and you may need to notify your utility if they are not aware that your home is primarily heated by electricity.

Budget Billing:

Most utilities provide budget billing options. This allows you to pay a generally consistent, average bill each month rather than your bills fluctuating greatly from season to season. This won’t save you money, but it can help your household better manage energy budgets. Contact your utility about enrolling in this program. You typically need to have been a customer for a year before you are eligible.


Feel free to contact CUB with any questions — or even if you’d just like us to look over your energy bills for savings opportunities. There’s never a charge for our services. You can reach us here, or call us at 651-300-4701.

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